With wildfires in Woodward and Dewey county, relief efforts and other resources have been provided for those who have lost home, ranches and farms in the fires since Thursday.
FROM THE OKLAHOMA DEPARTMENT OF AGRICULTURE, FOOD AND FORESTRY
OKLAHOMA CITY, Okla., April 13, 2018—Three relief funds have been established through various foundations for those wishing to make a donation to the wildfire efforts. The on-going wildfires have already affected many in Western Oklahoma.
Those wishing to make a contribution to the relief efforts can do so through the Oklahoma Cattlemen’s Foundation, the Oklahoma Farmers and Ranchers Foundation or the Farmers Union Foundation, Inc.
100% of the donations will be distributed to the relief efforts.
Oklahoma Cattlemen’s Foundation
Make checks payable to Oklahoma Cattlemen’s Foundation with “Fire Relief” in the memo line and mail to P.O. Box 82395, Oklahoma City, OK 73148. To donate online, visit www.okcattlemen.org.
Oklahoma Farmers and Ranchers Foundation
Make checks payable to the Oklahoma Farmers and Ranchers Foundation with “Wildfire Relief” in the memo line and mail to 2501 N. Stiles, Oklahoma City, OK 73105. To donate online, visit www.okfarmingandranching.org.
Oklahoma Farmers Union Foundation
Make checks payable to Farmers Union Foundation, Inc., with “Wildfire Relief” in the memo line and mail to the attention of Wildfire Relief at P.O. Box 24000, Oklahoma City, OK 73124.
Insurers Ready to Help Oklahoma Residents Impacted by Wildfires
WOODWARD, Okla.- As fire crews in northwestern Oklahoma continue to battle several wildfires, the Property Casualty Insurers Association of America (PCI) today urges homeowners and renters to evacuate if instructed to do so and contact insurance companies immediately, if you have been impacted
“Insurers are ready to help residents start the claims process,” said Joe Woods, PCI’s vice president of state government relations. “It’s also important to note that homeowners insurance policies provide coverage for additional living expenses that can move policyholders out of shelters and into a hotel room or rental property if you have been forced to evacuate your home.”
The first step is to call your insurer and get the claims process started. “These wildfires serve as a critical reminder to all homeowners and renters to take time for a ‘Wildfire Reality Check’ to ensure both your finances and property are prepared for wildfires.”
“Forecasters are calling for weather conditions to possibly get worse, and warning residents about the potential for more wildfires to break out, which is why insurers encourage you to take time to get prepared now rather than wait till the last minute,” said Woods. “Make sure you have enough coverage to rebuild your home. Renters can bundle a policy with their auto insurance so all of their belongings can be replaced. Making a home inventory is very easy, just grab your smartphone and walk through your house. Remember to open drawers and closets and don’t forget to video is the items in your garage. This quick home video could help make rebuilding your home much easier.”
Wildfire Reality Check – Quick Tips on How to Prepare Finances:
- Read and understand your insurance policy. The typical homeowners policy covers damage caused by wind, fire, and lightning. Comprehensive auto insurance generally covers damage or destruction to a vehicle from a fire.
- Review your insurance policy regularly with an insurance company or agent. If you have recently remodeled or built a new addition onto your property, be sure to increase the amount of protection to cover the upgraded materials or expanded square footage. Discuss types of insurance policies and learn the difference between a replacement cost policy, which generally provides for the repair or replacement of damaged covered personal property items, and an actual cash value policy, that will only provide reimbursement for the depreciated value of the covered personal property item.
- Decide which type of policy best fits your needs, and maintain adequate insurance, because once a wildfire turns into a fire storm there is little that can be done to halt its path of destruction.
- Create and keep an inventory of personal items. Photograph or videotape the items for documentation and claims purposes. Be specific: document how many TVs, computers, sets of towels and sheets, and other items you have. The more details recorded, the easier recovery will be. Keep receipts for major purchases and records of the age, current value, make, model, and serial number of personal property. Keep your inventory and a copy of your insurance policy at another location.
Wildfire Reality Check – Quick Tips on How to Prepare and Protect Property:
- Create 100 feet of defensible space around your home by clearing dead brush, grass and shrubs. Defensible space can slow the spread of a fire and help keep firefighters safe.
- Clean out leaves, pine needles, and dirt that may have collected in rain gutters or on roofs.
- Cut back tree branches that hang over the house or near the chimney. Create 6 feet of clearance between the ground and tree branches.
- Consider landscaping with fire-resistant trees and shrubs, such as deciduous trees and low-growing shrubs.
- Remove any wood piles or wooden play houses against homes or structures.
- Keep operational fire extinguishers in kitchens.
- Install new batteries in fire and smoke alarms.
- Know building codes and use fire resistant materials.
- Create a family plan and hold family evacuation drills. Make sure your family knows what actions to take if a fire breaks out. Include plans for pets.
- Identify family valuables and treasures you can gather in a short time span.
PCI promotes and protects the viability of a competitive private insurance market for the benefit of consumers and insurers. PCI is composed of nearly 1,000 member companies, representing the broadest cross section of insurers of any national trade association. PCI members write $220 billion in annual premium, 37 percent of the nation’s property casualty insurance. Member companies write 44 percent of the U.S. automobile insurance market, 30 percent of the homeowners market, 35 percent of the commercial property and liability market and 37 percent of the private workers compensation market.